You write that a person that goes into a heavy debt to pay for his/her auditing will be PTS=Potential Trouble Source to it. That is sooooooooooo right!
I remember a young man (around 19 years old) who took a loan of about sixty thousand dollars to go up to clear.
His auntie was a very prominent scientologist. She was OT7 and a top FSM. She FSMed him (she got him to get the auditing).
He was led to believe that when he reached the level of clear he was going to be so capable as to make him capable of making money with the greatest of ease.
I used to talk to him often and I can tell you that it was an enormouse PTP=Present Time Problem for him.Very often he used to tell me that he was worried about the debt and that the auditing didn't go as fast as he thought it would,etc.
I used to tell him not to worry and that they knew what they were doing and that we had the best C/S=Case Supervisor he could've wished for.I wanted to make him feel better.
Even though I was a very commited scientologist at the time, in my heart of hearts I thought that it was very immoral to get the young boy into such a heavy debt.I,of course.kept the thought to myself because I did not want to go to ethics for it.
I don't know what happened with him but I know that many people were told that going up to clear and above was going to make them so capable that money was not going to be a problem for them.
Assuming one then dared to say that that promise/assumption didn't materialise then the person would be accused of having hidden standards or he/she needed more auditing because each case is different.
I've seen quite few people in this predicament.
The notion of accountability is completely foriegn to SCN as an organisation, it only applies to clients and staff stats. How convnient!!!